If you have no collison coverage but do comprehensive how much will be paid if owe money on the car and accident was due to icy roads?

If you have comprehensive insurance but no collision coverage and your car is damaged in an accident that was caused by icy roads, the amount that will be paid by your insurance company depends on the specific terms and conditions of your policy. Generally, comprehensive insurance covers damage to your car caused by events other than collisions, such as theft, vandalism, fire, and weather-related incidents. However, the amount of coverage and any applicable deductibles or limits may vary depending on the insurance company and the policy you have purchased.

In a situation where you owe money on the car (i.e., you still have a loan or lease on the vehicle), the insurance company may pay the actual cash value (ACV) of the car minus any applicable deductible. The ACV is an estimate of the car's market value at the time of the accident, taking into consideration its age, make, model, condition, and mileage. This amount may be used to pay off the outstanding loan or lease balance, with any remaining funds paid to you as the car owner. However, if the ACV is less than the amount owed on the car, you may be responsible for paying the difference.