Contact your insurance company. Even though they have initially denied your claim, it's important to keep communicating with your insurance company. Provide them with all the information you have, including the police report, the license number of the vehicle that hit you, and any witness statements. They may reconsider their decision if they have more evidence.
File a complaint with the insurance ombudsman. If you are not satisfied with the response from your insurance company, you can file a complaint with the insurance ombudsman. The ombudsman is an independent person who can investigate your complaint and make a recommendation to the insurance company.
Consider legal action. If the insurance company still refuses to pay your claim, you may need to consider taking legal action. This may mean filing a lawsuit against the driver who hit you or the owner of the vehicle. An experienced attorney can help you determine the best course of action.
Here are some additional tips that may be helpful:
* Get medical attention right away. If you are injured in a car accident, it's important to get medical attention right away. This will help you document your injuries and get the treatment you need.
* Keep all of your documentation. This includes medical records, police reports, witness statements, and any other documents related to the accident.
* Talk to an attorney. If you are unsure about your rights or how to proceed, it's a good idea to talk to an attorney. An attorney can help you understand your options and protect your rights.
