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What do you if someone borrowed your uninsured car without permission and was at fault in an accident?

1. Document the incident: Get a copy of the police report and any relevant documentation, such as witness statements and photos of the accident scene.

2. Contact your insurance company: Even though your car was uninsured, your insurance company may still provide some coverage depending on your policy.

3. File a claim against the at-fault driver's insurance company: If the other driver had insurance, you can file a claim with their insurance company. Be prepared to provide the necessary documentation and information about the accident.

4. Consult with an attorney: If you have suffered significant damages, it may be wise to consult with an attorney specializing in personal injury or insurance law. They can help you understand your legal rights and options.

5. Consider small claims court: If you cannot resolve the matter through an insurance claim or with the at-fault driver, you may need to file a lawsuit in small claims court to recover your damages.

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