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Does a pizzeriaowner need to have insurance for delivery drivers?

Yes, a pizzeria owner needs to have insurance for delivery drivers. Delivery drivers are considered employees of the pizzeria and are therefore covered by the pizzeria's workers' compensation insurance. In addition, the pizzeria owner should have commercial auto insurance to cover the delivery vehicles in case of an accident. This insurance will protect the pizzeria owner from having to pay for damages to the delivery vehicles or injuries to the delivery drivers in the event of an accident.
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