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Can you own a vehicle but have someone else insure it?

In most cases, the person who owns a vehicle is also the person who insures it. However, there are a few exceptions to this rule. For example, if you are a parent and your child owns a car, you may be able to insure the car in your own name. Similarly, if you are leasing a car, the leasing company may require you to purchase insurance in their name.

If you are not the owner of a vehicle, but you are the primary driver, you may be able to purchase non-owner insurance. This type of insurance provides liability coverage for you while you are driving the vehicle, but it does not cover damage to the vehicle itself.

It is important to note that the laws regarding vehicle ownership and insurance vary from state to state. Therefore, it is always best to check with your local DMV or insurance company to determine the specific requirements in your area.

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