The first step is to contact the lienholder and find out what the amount of the lien is and what the terms of the lien are. The lienholder may be a bank, credit union, or other lender.
2. Pay off the lien.
If you are able to pay off the lien, you can do so by sending a check or money order to the lienholder. Once the lien is paid off, the lienholder will send you a release of lien, which you will need to file with the Department of Motor Vehicles (DMV).
3. Get a title without a lien.
Once the lien is released, you can get a title without a lien from the DMV. You will need to bring the following documents to the DMV:
* The vehicle title
* The release of lien
* A completed Application for Certificate of Title (Form MV-82)
* The appropriate fees
4. If you can't pay off the lien.
If you are not able to pay off the lien, you may have other options, such as:
* Selling the vehicle to the lienholder.
* Trading in the vehicle for another vehicle.
* Refinancing the vehicle loan and using the proceeds to pay off the lien.
It is important to talk to a lawyer if you are not sure what to do about a car bought title that has a lien on it.
