Does homeowner insurance include damages done on a vehicle that was damaged in your yard?

Homeowner insurance generally does not provide coverage for damages caused to vehicles. Vehicle damages are typically covered under auto insurance policies. Depending on the circumstances, such as damage from a fallen tree branch on your property, your liability coverage under your homeowner's insurance may potentially offer some protection if another party makes a claim against you for vehicle damages resulting from an incident on your property. However, it's crucial to carefully review your specific homeowner insurance policy's terms and conditions, as coverage can vary. For peace of mind, you may want to consult with your insurance provider to fully understand what situations and scenarios are covered.