* Liability: In most situations, the driver who causes the accident is legally liable for the damages. This is because they were negligent in their driving and caused the collision.
* Insurance Coverage: Their insurance company will likely cover the repairs. You'll need to file a claim with their insurance provider, and they will assess the damage and handle the payment.
Here's what to do:
1. Exchange information: Get the other driver's name, contact information, insurance company, and policy number.
2. Call the police: Even if the damage seems minor, it's best to report the accident to the police. This creates a record of the event.
3. Document the damage: Take photos of the damage to your car and the surrounding area. This helps support your claim.
4. Contact your insurance company: Let your insurance company know about the incident. They can guide you through the process of filing a claim.
5. File a claim with the other driver's insurance: You'll need to provide them with the necessary information and documentation.
Important Note: It's crucial to act quickly after an accident. The longer you wait, the more difficult it may be to gather evidence and get the compensation you deserve.
