Question If you are involved in and auto accident Florida the other driver is at fault but has no insurance injured can sue your company for injuries?

In Florida, if you're injured in an auto accident caused by an uninsured or underinsured driver, you can sue your own insurance company if you have Uninsured/Underinsured Motorist (UM/UIM) coverage. This coverage is *separate* from your liability coverage and is designed to protect you in situations exactly like this.

Your UM/UIM coverage will compensate you for your injuries, even if the at-fault driver has no insurance. The amount of compensation depends on the limits of your UM/UIM coverage. It's crucial to review your policy to understand your coverage limits.

It's important to note that:

* You must have purchased UM/UIM coverage: It's not automatically included in all policies.

* Filing a claim: You'll need to file a claim with your own insurance company.

* Legal representation: It's highly recommended to consult with a personal injury attorney to understand your rights and pursue your claim effectively. Dealing with insurance companies can be complex.

In short, yes, you can sue (more accurately, file a claim with) your own company for injuries if you have UM/UIM coverage, but the at-fault driver is uninsured.