* Credit unions: Credit unions are not-for-profit organizations that are owned by their members. They typically offer lower interest rates than banks and other financial institutions.
* Smaller banks: Smaller banks may be more willing to negotiate interest rates than larger banks. It's worth shopping around and comparing rates from different lenders before you refinance your auto loan.
* Dealer financing: Some car dealerships offer auto refinancing options. However, it's important to compare the rates offered by the dealer with the rates available from other lenders before you decide whether to refinance your loan through the dealership.
