Can your car be repossessed while you are active duty?

Generally speaking, no, your car cannot be repossessed while you are on active duty. The Servicemembers Civil Relief Act (SCRA) offers several protections for active duty members, including protections against repossession. Specifically, the SCRA prohibits creditors from repossessing a service member's vehicle if the following conditions are met:

- The service member entered active duty after obtaining the loan.

- The vehicle is necessary for the service member's transportation.

- The service member provides the creditor with a copy of their military orders or other proof of military service.

If a creditor attempts to repossess your vehicle in violation of the SCRA, you should immediately contact your chain of command or legal assistance office for help.

However, it's important to note that the SCRA does not protect you from all types of debt collection actions. For example, creditors may still be able to take other actions to collect debts, such as garnishing your wages or freezing your bank accounts. If you are facing debt collection problems while on active duty, it is important to seek legal advice to understand your rights and options.