Police reports: If the police are called to the scene of an accident, they will file a report. This report will include information about the accident, including the date, time, location, and parties involved. Insurance companies routinely access police accident reports to check for claims that may be related to their policies.
Medical records: If you seek medical attention for injuries sustained in an accident, your medical records will contain information about the accident. Insurance companies may request medical records from your doctor or hospital as part of their claims investigation process.
Witness statements: If there are any witnesses to the accident, insurance companies may contact them and take statements about what they saw. Witness statements can provide additional information about the accident that may help the insurance company determine liability.
Property damage: If your vehicle or other property is damaged in an accident, the insurance company may inspect the damage to assess the cost of repairs. This inspection can provide evidence of the accident and may help the insurance company determine who was at fault.
Social media: In some cases, insurance companies may use social media to gather information about accidents. For example, if you post photos of yourself or your damaged vehicle on social media, insurance companies may use these photos as evidence in their investigation.
It is important to be honest with your insurance company about any accident you have been involved in. Providing false or misleading information could void your insurance policy and prevent you from receiving compensation for your injuries or damages.
