Yes, a car can be repossessed even if you have made a payment on the past due amount. Unless otherwise agreed to by the lender, a payment on past due installments does not reinstate your right to possession of the vehicle, and the lender can still proceed with the repossession. Some lenders may allow for loan reinstatement, which generally involves paying off the entire past due amount and any associated fees, but doing so does not prevent repossession if it has already been initiated.
Before repossessing a vehicle, the lender must comply with certain legal requirements, such as providing notice and the opportunity to cure default. However, if you have defaulted on your loan payments and the lender has commenced repossession proceedings, making a single payment may not be enough to prevent the repossession unless you have specifically negotiated a reinstatement agreement with the lender.
