Is a warrant or court needed to repossess vehicle in the state of Tennessee?
Yes, in the state of Tennessee, a court order is required for repossession of a vehicle. The creditor (usually a bank or financial institution) must file a petition with the court and obtain a judgment against the debtor (the person who purchased the vehicle). Once the judgment is obtained, the creditor can then request a writ of possession, which is a court order authorizing the repossession of the vehicle. Without a court order, it would be considered theft if a vehicle is taken even if it is past due.