If you are driving someone car does your liability insurance pay repairs to the vehicle driving?

Whether your liability insurance will pay for repairs to a vehicle you are driving depends on the specific terms and conditions of your insurance policy. It's important to review your policy carefully to determine what types of coverage you have and what situations are covered.

In general, liability insurance is designed to protect you from legal liability for damages or injuries that you cause to others while operating a vehicle. This includes damage to someone else's property, such as their car. However, liability insurance typically does not cover damage to the vehicle you are driving.

For coverage of damage to your own vehicle, you may need to purchase additional types of insurance, such as collision coverage or comprehensive coverage. Collision coverage helps pay for damage to your vehicle caused by a collision with another vehicle or object, while comprehensive coverage helps pay for damage caused by events other than collisions, such as theft, vandalism, or natural disasters.

It's important to understand the terms and conditions of any insurance policy you purchase to ensure that you have the coverage you need and to avoid any surprises if you need to file a claim. If you have any questions about your auto insurance coverage, it's best to contact your insurance company directly for clarification.