Once an insurance company processes a claim and sends out check for repairs to the claimant is legally bound get done?

Once an insurance company processes a claim and sends out a check for repairs to the claimant, the claimant is not legally bound to get the repairs done. The claimant has the option of using the money from the insurance company for any purpose they choose. However, if the claimant does not get the repairs done, the insurance company may not renew their insurance policy or cancel the policy altogether. Additionally, the claimant may be responsible for any damages that occur to the vehicle or property as a result of not getting the repairs done.