1. Notification of the Insurance Company:
The driver is required to inform their insurance company about the license revocation or suspension. Failure to do so may be considered a breach of the insurance contract.
2. Adjustment to Coverage:
Following the notification, the insurance company may adjust the driver's insurance coverage based on the new circumstances. This can include:
- Cancellation: In some cases, the insurance company may decide to cancel the policy due to the increased risk associated with a revoked or suspended license.
- Suspension of Coverage: The insurance coverage may be suspended for the duration of the license suspension or revocation. During this time, the vehicle cannot be legally operated.
- Increased Premiums: If the coverage is not cancelled or suspended, the insurance company may significantly increase the premiums to reflect the higher risk of accidents and claims associated with a driver without a valid license.
- Imposition of Additional Requirements: The insurance company may impose additional requirements, such as installing an ignition interlock device or completing a driver improvement program, in order to reinstate coverage.
3. Reinstatement:
Once the driver's license is reinstated, they must contact their insurance company to have their coverage reinstated. The insurance company may require proof of valid license and/or completion of any required programs before reactivating the policy.
It's important to check with your specific auto insurance provider to understand how they handle cases involving a revoked or suspended driver's license. Failure to comply with the insurance company's requirements or providing false information could result in coverage denial or legal consequences.
