| Car Type | Cheapest Model | Average Insurance Cost |
|---|---|---|
| Compact Car | Honda Civic | $1,200 |
| Midsize Car | Toyota Camry | $1,300 |
| Large Car | Buick Lacrosse | $1,400 |
| Luxury Car | Lexus ES | $1,600 |
| Sports Car | Mazda MX-5 Miata | $1,700 |
| SUV | Honda CR-V | $1,800 |
| Minivan | Toyota Sienna | $1,900 |
| Pickup Truck | Ford F-150 | $2,000 |
Factors that Affect Car Insurance Rates
* Your driving history. This is the most important factor in determining your car insurance rates. If you have a clean driving record, you'll pay less for insurance. If you have accidents, tickets, or DUIs on your record, your rates will be higher.
* Your credit score. Your credit score is also used to determine your car insurance rates. If you have a good credit score, you'll pay less for insurance. If you have a bad credit score, your rates will be higher.
* The type of car you drive. Some cars are more expensive to insure than others. This is because they're more likely to be involved in accidents, or they're more expensive to repair.
* Your age and location. Younger drivers and drivers who live in certain areas pay higher car insurance rates. This is because younger drivers are more likely to be involved in accidents, and certain areas have higher rates of car accidents.
Tips for Getting Cheap Car Insurance
* Compare quotes from multiple insurance companies. Don't just accept the first quote you get. Compare quotes from multiple insurance companies to find the best deal.
* Raise your deductible. The higher your deductible, the lower your car insurance rates will be. However, make sure you can afford to pay your deductible if you have an accident.
* Bundle your insurance policies. If you have multiple insurance policies, such as home insurance and auto insurance, you may be able to get a discount by bundling them together.
* Take a defensive driving course. Taking a defensive driving course can help you improve your driving skills and get a discount on your car insurance.
* Park your car in a safe place. If you park your car in a garage or a well-lit area, you're less likely to have it stolen or damaged, which can lower your car insurance rates.
