1. Use your insurance policy. If you have car insurance, you may be able to file a claim under your policy to cover the cost of the repairs. However, this will likely depend on the specific terms and conditions of your policy, so you will need to check your policy carefully to see if it provides coverage for accidents caused by other people driving your car.
2. File a claim against your friend's insurance policy. If your friend's insurance policy covers people other than the car owner, you may be able to file a claim against his or her policy to cover the cost of the repairs. However, this will likely require your friend's cooperation, and he or she may be unwilling to file a claim against his or her own insurance policy.
3. Pay for the repairs yourself. If you are not able to file a claim under your own or your friend's insurance policy, you will likely have to pay for the repairs yourself. This can be a costly option, so it is important to make sure that you are financially prepared for this possibility before you agree to drive someone else's car.
