According to California law, it is necessary to have at least the following auto insurance coverage for mopeds:
Liability coverage: This insurance coverage guards you against monetary responsibility for injuries or property damage that you cause to other parties while operating your moped.
In the state of California, the standard liability insurance limitations are as follows:
$15,000 for accidents resulting in bodily injury or death to one individual.
$30,000 in case of bodily injury or death caused by an accident involving two or more persons.
$5,000 for property damage caused by accidents.
Uninsured/Underinsured Motorist Coverage: This insurance protects you in the event that you are involved in an accident caused by a motorist who does not have insurance or who does not have enough insurance coverage to cover the damage.
Property damage coverage: In the event that your moped is stolen, damaged, or entirely destroyed, this insurance will cover the cost of repairs or the value of your vehicle, depending on the circumstances.
Additional and discretionary coverages, such as comprehensive coverage and collision coverage, may also be available for purchase and selection.
It is important to keep in mind that when operating a moped in California, you will also need to satisfy the state's laws pertaining to motorcycle safety. It is necessary for the driver to wear a helmet and have a valid driver's license in order to operate a moped.
It is necessary to consult with your insurance carrier in order to better comprehend the specifics and prerequisites of your moped insurance coverage.
