1. The minor (driver): Depending on the laws of the state where the accident occurred, a minor may be held liable for their actions if they are found to have been negligent in operating the vehicle. This could include instances where the minor was driving without a license, under the influence of alcohol or drugs, or in a reckless or careless manner.
2. The minor's parents or guardians: In most jurisdictions, parents or guardians of a minor driver may be held vicariously liable for damages caused by their child's negligence while driving. This means that even if the parents or guardians were not directly involved in the accident, they could still be held financially responsible for the damages.
3. The owner of the vehicle: If the minor was not the owner of the vehicle involved in the accident, the vehicle's owner could potentially be held liable if the vehicle was not properly maintained or if the minor was driving the vehicle without the owner's permission.
4. Insurance companies: If any of the involved parties have auto insurance, their respective insurance companies may be responsible for covering the damages, depending on the terms and coverage of their policies.
It is essential to note that determining liability in such cases is a complex process that varies based on state laws and specific circumstances, and it is advisable to consult with a legal professional to fully understand the responsibilities and potential consequences.