Is car insurance cheaper on a replica?

The cost of car insurance may not necessarily be cheaper for a replica or kit car compared to an original make or model of a vehicle. Car insurance generally takes into account various factors when determining premiums, including the specific car and its characteristics, such as performance ratings, make/model/year, age and experience of the insured driver, insurance history, geographic location, level of coverage, deductibles, and the intended use of the vehicle.