Can a co-signer take over car payments without the need to car?

Yes, a co-signer can take over car payments without the need to own the car. As a co-signer, they are held responsible for the financial obligations of the loan in case the primary borrower defaults or fails to make their payments. Taking over the car payments would involve having your name added to the vehicle's title or lease and becoming the primary account holder responsible for meeting the required payment. There can be several reasons why a co-signer would opt to take over car payments, such as the inability of the primary borrower to continue making payments or a mutual agreement regarding ownership or financial responsibilities. However, as a co-signer, it is important to carefully consider this decision and fully understand the potential risks and financial liabilities involved before you undertake this obligation. Ensure that both parties involved are in agreement to avoid unexpected or uncomfortable situations