Does a car you re not using have to be insured?

Whether or not a car that you are not using needs to be insured depends on the laws and regulations in your specific jurisdiction. In some jurisdictions, it may be mandatory to maintain insurance for all vehicles registered in your name, regardless of whether they are being used or not. In other jurisdictions, insurance may only be required for vehicles that are being actively driven or operated on public roads.

Generally speaking, it is recommended to maintain insurance for any vehicle that is registered in your name, even if it is not currently being used. This is because insurance can provide protection in case of unexpected events, such as theft, vandalism, or damage while in storage. Additionally, if you allow someone else to borrow or drive your car, even if it is not your primary vehicle, you may still be liable for damages caused while the other person is operating the vehicle. Having insurance can help to protect you and your assets in such situations.

It is advisable to check with your local insurance authority or your insurance company to understand the specific requirements and regulations regarding insurance for unused vehicles in your jurisdiction. This will help you ensure that you are compliant with the law and adequately protected against potential risks.