Here are some steps you can take to purchase a CDW from an insurance company:
1. Research different insurance companies that offer CDW coverage for rental cars. Compare prices and coverage options, including deductibles and any additional fees.
2. Contact the insurance company you choose to inquire about their CDW coverage. Make sure you understand the terms and conditions of the coverage, such as the amount of coverage, any exclusions or limitations, and the claims process.
3. Purchase the CDW coverage from the insurance company. You may be able to purchase the coverage online or over the phone. Make sure to keep a copy of your policy or certificate of insurance for reference.
4. Present your proof of CDW coverage to the rental car agency when you pick up your rental car. The agency may still require a deposit or hold on your credit card, but the CDW coverage you purchased should protect you from financial liability in the event of damage to the rental car.
It's important to note that purchasing a CDW from an insurance company may not always be the best option. In some cases, the rental car agency may offer a CDW at a competitive price, and it may be more convenient to purchase it directly from them. Additionally, some credit card companies offer CDW coverage as a benefit, so you may want to check your credit card terms and conditions before purchasing a separate CDW policy.
