Your insurance company is already paying you for the damages you sustained in the accident when the crash was not your fault. Depending upon the terms of your insurance policy, you most likely will either seek financial reimbursement from the at-fault driver or their insurance company, or your own insurance provider will assume this role and then seek payment from the other party's insurance.
2. Get a copy of the police report.
The police report will contain important details about the accident, including the names of the drivers involved, the date and time of the accident, and the location of the accident.
3. Contact the at-fault driver's insurance company.
You should contact the at-fault driver's insurance company as soon as possible after the accident. You will need to provide them with the following information:
* Your name and contact information
* Your insurance policy number
* The name of the at-fault driver
* The at-fault driver's insurance policy number
* The date, time, and location of the accident
* A description of the accident
4. Negotiate a settlement.
If the at-fault driver's insurance company admits liability, you may be able to negotiate a settlement with them. A settlement is a payment that is made by the insurance company to you to compensate you for the damages you sustained in the accident.
5. File a lawsuit.
If you are unable to reach a settlement with the at-fault driver's insurance company, you may need to file a lawsuit. A lawsuit is a legal proceeding that is used to resolve disputes.
6. Get legal advice.
If you are involved in a car accident that was not your fault, it is important to get legal advice. An attorney can help you protect your rights and ensure that you receive the compensation you deserve.
