1. Driver of the Uninsured Vehicle: In most cases, the person driving the uninsured vehicle will be held liable for any damages caused by the accident. They may be personally responsible for paying for repairs, medical expenses, and other costs associated with the accident.
2. Registered Owner of the Uninsured Vehicle: Depending on the jurisdiction and specific circumstances, the registered owner of the uninsured vehicle may also be held responsible for damages. In some cases, they may be jointly and severally liable with the driver.
3. Other Parties: In some instances, other parties involved in the accident may be held liable for damages. For example, if a third party contributed to the accident in any way, such as through negligent actions, they may be partially responsible for the costs.
4. Uninsured Motorist Coverage: If the victim of the accident has uninsured motorist (UM) coverage as part of their own insurance policy, it may provide coverage for damages caused by uninsured vehicles. UM coverage can help cover medical expenses, pain, and suffering, property damage, and other losses resulting from accidents with uninsured motorists.
5. Legal Action: If the liable parties are unable or unwilling to pay for damages, the victim of the accident may have to take legal action to recover compensation for their losses. This could involve filing a lawsuit against the responsible parties or seeking assistance from an attorney to pursue a legal claim.
It's essential to consult with an attorney or legal expert familiar with the laws in your jurisdiction to determine the specific rights, responsibilities, and potential legal remedies available in such situations.
