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What credit agency does ford motor use when checking consumers credit?

Ford Motor Company uses Experian, Equifax, and TransUnion to check consumers' credit when making lending decisions. These three credit bureaus are the largest in the United States and provide credit scores and reports that lenders use to assess the risk of lending money to a consumer. Ford Motor Company may use one or more of these credit bureaus to obtain information about a consumer's credit history, including payment history, outstanding debts, and credit score.