If your car was towed and given a parking ticket does it go on driving record raise insurance rates?

Whether your parking ticket and subsequent towing will affect your driving record and insurance rates depends on the practices and regulations imposed by your specific state or region's Department of Motor Vehicles (DMV) and insurance companies. Here's what generally applies:

1. Parking Ticket:

- In many cases, parking tickets are not directly reported to your DMV. Therefore, they usually don't affect your driving record.

- However, multiple unpaid tickets may result in collections actions, boot on the vehicle, or other legal consequences, which could affect your driving record.

2. Towing:

- In some states, towing due to a parking violation may be recorded as an incident on your driving record. This could be classified as a moving violation, but the specific consequences will vary based on state regulations.

- If the towing incident is reflected on your driving record, it may impact your insurance rates. Insurance companies assess risk based on various factors, including driving history and violations, so a towing incident could lead to higher insurance premiums.

3. Insurance Rates:

- While a single parking ticket might not directly impact your insurance rates, multiple violations, including unpaid tickets and towing incidents, can indicate riskier driving behavior to insurance providers. This could result in increased insurance premiums.

- Each state and insurance company has different criteria for determining risk, so the exact impact on your rates may vary.

It's always best to check with your local DMV and insurance company for specific information about how these events may affect your driving record and insurance rates in your jurisdiction.