* The severity of the damage.
* The cost to repair the damage.
* The vehicle's age and value.
In general, a vehicle will be considered totaled if the cost to repair the damage is more than the vehicle's actual cash value (ACV). The ACV is the amount that the insurance company would pay to replace the vehicle with one of similar age, make, and model.
There are some exceptions to this rule. For example, a vehicle may be considered totaled even if the damage is less than the ACV if it is deemed to be unsafe to drive. Additionally, some states have laws that require insurance companies to total a vehicle if the damage exceeds a certain percentage of the ACV.
If you're not sure whether or not your vehicle is totaled, you can contact your insurance company. They will be able to assess the damage and determine if the vehicle should be repaired or totaled.
