Do you have to insure mopeds?

The insurance requirements for mopeds vary depending on the state or country you are in. In some places, mopeds are classified as motor vehicles, and therefore require insurance, while in others, they are considered bicycles or motorized bicycles and may not require insurance.

In general, if a moped is considered a motor vehicle, then you will need to have insurance for it. This is because mopeds are considered to be a riskier type of vehicle, as they are smaller and less stable than cars and motorcycles. As such, they are more likely to be involved in accidents.

If you are unsure whether or not you need to insure your moped, you should contact your local Department of Motor Vehicles (DMV) or insurance agent. They will be able to provide you with the specific requirements for your state or country.

Here is a list of states in the United States and their insurance requirements for mopeds:

* California: Mopeds must be registered with the DMV and insured.

* Florida: Mopeds must be registered with the DMV, but insurance is not required.

* Illinois: Mopeds must be registered with the DMV and insured.

* New York: Mopeds must be registered with the DMV and insured.

* Pennsylvania: Mopeds must be registered with the DMV, but insurance is not required.

If you are unsure about the insurance requirements for mopeds in your state or country, you should contact your local DMV or insurance agent.