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In Indiana can your car be repossessed if it is in driveway?

In Indiana, a car can generally be repossessed from a driveway, but there are some important caveats. While Indiana law doesn't explicitly prohibit repossession from a driveway, a repossession must be done in a peaceful manner. Forceful entry onto private property is illegal.

Therefore, if the repossession involves breaking into a locked gate, trespassing onto private property beyond the driveway (e.g., going into a garage), or otherwise causing a breach of the peace, it could be illegal and the repossessing agency could face legal repercussions.

If the car is parked in the driveway and readily accessible without breaching the peace, however, it is more likely to be considered a legal repossession.

It's crucial to understand that even if the repossession is technically legal, it doesn't mean it's free of legal challenges. The homeowner or car owner could still pursue legal action if they feel the repossession was improperly conducted or violated other laws.

The best course of action if facing repossession is to contact the lender immediately to discuss payment options and try to avoid repossession entirely. If you believe the repossession was illegal, consult with an attorney.

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