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What do you need to operate a tow truck in Kentucky?

To operate a tow truck in Kentucky, you must:

* Be at least 18 years of age.

* Have a valid driver's license.

* Have a commercial driver's license (CDL) with a Class A or Class B endorsement.

* Have a valid towing business license.

* Have a valid insurance policy that meets the state's minimum requirements.

* Have a properly equipped tow truck.

* Pass a background check.

The following are the steps to obtain a towing business license in Kentucky:

1. Complete the application form.

2. Pay the application fee.

3. Provide proof of insurance.

4. Provide a copy of your CDL.

5. Provide a copy of your driver's license.

6. Provide a copy of your business license.

7. Submit the completed application and all required documents to the Kentucky Transportation Cabinet.

Once your application has been approved, you will be issued a towing business license. You must carry this license with you at all times when operating a tow truck.

The following are the minimum insurance requirements for tow trucks in Kentucky:

* Bodily injury liability: $100,000 per person, $200,000 per accident.

* Property damage liability: $50,000 per accident.

* Uninsured/underinsured motorist coverage: $25,000 per person, $50,000 per accident.

* Workers' compensation insurance: If you have employees, you must carry workers' compensation insurance.

The following are the requirements for tow trucks in Kentucky:

* Tow trucks must be equipped with a working siren and flashing lights.

* Tow trucks must have a minimum gross vehicle weight rating (GVWR) of 10,000 pounds.

* Tow trucks must be equipped with a hydraulic lift system that is capable of lifting a minimum of 10,000 pounds.

* Tow trucks must have a minimum of two mirrors on each side of the vehicle.

* Tow trucks must have a minimum of two spotlights.

In addition to the above requirements, tow truck operators in Kentucky must also comply with the following laws:

* Tow truck operators must not charge more than the rates that are set by the Kentucky Transportation Cabinet.

* Tow truck operators must provide a receipt to the customer for all services performed.

* Tow truck operators must not tow a vehicle without the owner's consent.

* Tow truck operators must not damage a vehicle while it is being towed.