You had an accident with a person covered by uninsured motorist how can you get your car fixed?

If you have been involved in an accident with a person who is covered by uninsured motorist insurance can make the process of getting your car fixed much easier. Here are the steps you need to take:

1. Contact your insurance company.

2. Get a police report.

3. Obtain estimates for the repairs to your car from at least three different body shops and submit that to your insurance company.

4. Your insurance company may ask you to file a claim form and supply documentation, such as:

   Your accident report

   Photos of the car's damage

   Copies of bills or receipts for any repairs

   • Wait for your insurance company to approve the estimate and issue payment. Typically, the payout takes between 5-25 working days depending on the amount of damage
   • Once you receive payment from your insurance company, choose a reputable auto body shop, schedule a visit for car repairs/maintenance.

In most instances, a deductible would have to be paid out of pocket to the car mechanic by a policyholder.