What ins cover would a non owner of your car have to have?

Non-Owner Car Insurance provides liability coverage to people who do not own a car but may occasionally drive someone else's car, such as a friend's car or a rental car. Non-owner insurance is similar to standard car insurance, but it is typically less expensive because it does not cover damage to your own vehicle.

Non-owner car insurance can provide several important benefits, including:

* Liability coverage: Non-owner insurance provides liability coverage if you cause an accident while driving someone else's car. This coverage can help pay for damages to the other driver's car, as well as medical expenses for the other driver and passengers.

* Medical payments coverage: Non-owner insurance can also provide medical payments coverage, which can help pay for your medical expenses if you are injured in an accident while driving someone else's car.

* Uninsured/underinsured motorist coverage: Non-owner insurance can also provide uninsured/underinsured motorist coverage, which can help pay for damages if you are hit by an uninsured or underinsured driver.

Non-owner car insurance is a relatively inexpensive way to protect yourself from potential financial liability if you drive someone else's car. If you are considering getting non-owner insurance, you should compare quotes from multiple companies to find the best rate.

Limits of Liability

The limits of liability for non-owner car insurance vary depending on the company and the policy. However, the minimum limits of liability for non-owner insurance are typically:

* Bodily injury liability: $25,000 per person/$50,000 per accident

* Property damage liability: $10,000 per accident

You can increase the limits of liability on your non-owner insurance policy for an additional cost. If you are unsure what limits of liability you need, you can talk to your insurance agent.