Will your insurance go up if car was hit while parked with out other vehicles info?

Whether your insurance will go up if your car was hit while parked without the other vehicle's information depends on several factors, including the specific details of the incident, your insurance policy, and the laws and regulations in your jurisdiction. Here are some key considerations:

1. At-Fault Determination: If the other vehicle's information is not available, it can be challenging to determine who was at fault for the accident. If you cannot identify the other party and prove their negligence, you may be considered partially or fully at fault, which could affect your insurance claim and potential premium increase.

2. Comprehensive Coverage: If you have comprehensive coverage as part of your auto insurance policy, it may provide coverage for damages to your vehicle regardless of who was at fault. Comprehensive coverage typically covers incidents such as theft, vandalism, and damage caused by natural events or non-collision incidents. Check your policy carefully to understand the specific terms and conditions.

3. Hit-and-Run Laws: Some jurisdictions have specific laws and regulations regarding hit-and-run accidents. If the other vehicle leaves the scene of the accident without providing their information, you may be able to file a claim under your collision coverage or uninsured/underinsured motorist (UM/UIM) coverage if you have those coverages. The availability and rules for these coverages vary by state and insurance company.

4. Claim History: Your insurance company may consider your overall claim history when determining whether to increase your premium after an accident, regardless of fault. If you have had multiple claims or accidents in the past, your insurance provider may view you as a higher risk and adjust your premium accordingly.

5. Policy Terms and Conditions: The specific terms and conditions of your insurance policy will ultimately determine how your claim will be handled and whether your premium may be affected. Carefully review your policy documents to understand the rules and conditions related to accidents, claims, and coverage limits.

In general, it is always advisable to report any accident or incident to your insurance company, even if you do not have the other vehicle's information. Your insurance provider can properly assess the situation, guide you through the claims process, and assist you in exploring potential compensation options based on your specific coverage. Contact your insurance agent or company for personalized advice and clarification regarding your situation.