* [NerdWallet](https://www.nerdwallet.com/mortgages/purchase/compare-mortgage-rates): NerdWallet offers a free mortgage comparison tool that allows you to compare rates from multiple lenders. You can filter your results by loan amount, down payment, and credit score.
* [Bankrate](https://www.bankrate.com/mortgages/compare-mortgage-rates/): Bankrate's mortgage comparison tool is another great option. It allows you to compare rates from a variety of lenders, and you can filter your results by loan type, interest rate, and monthly payment.
* [LendingTree](https://www.lendingtree.com/): LendingTree is a marketplace that connects borrowers with lenders. You can use LendingTree's mortgage comparison tool to compare rates from multiple lenders, and you can also apply for a mortgage through the site.
Local Mortgage Lenders
In addition to online comparison tools, you can also compare mortgage rates by contacting local mortgage lenders. You can find local mortgage lenders by searching online, or by asking for referrals from friends or family who have recently gotten a mortgage.
When you're comparing mortgage rates, it's important to keep a few things in mind. First, make sure you're comparing the same type of mortgage. For example, if you're comparing a 30-year fixed-rate mortgage, make sure you're only comparing other 30-year fixed-rate mortgages.
Second, pay attention to the interest rate and the annual percentage rate (APR). The interest rate is the amount of money you'll pay in interest over the life of the loan, while the APR is the interest rate plus any other fees associated with the loan.
Finally, consider the down payment and closing costs. The down payment is the amount of money you'll pay upfront for your home, and the closing costs are the fees associated with getting a mortgage. These costs can vary depending on the lender and the loan amount.
By comparing mortgage rates, you can find the best deal for your home loan.
