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If the owner gave permission to a licensed driver is still responsible pay for an accident?

It depends on the jurisdiction and the specific circumstances. In general, the owner of a vehicle is not liable for the actions of a licensed driver who is operating the vehicle with the owner's permission. However, there are some exceptions to this rule. For example, in some jurisdictions, the owner may be held liable if the driver is operating the vehicle negligently or recklessly. Additionally, in some jurisdictions, the owner may be held liable if the driver is involved in an accident while under the influence of alcohol or drugs. It is important to consult with an attorney to determine the specific laws in your jurisdiction.